For over 18 years Schuerger Shunnarah Personal Injury Attorneys has been building an expert legal team to advise and serve our clients who have experienced property damage.
Our team of EXPERT property damage attorneys can get you the â€¨JUSTICE you deserve and need after experiencing the devastationâ€¨to your home or properties.
Dealing with unexpected damages and costs are stressful, and we are hereâ€¨to alleviate that anxiety and bring you the guidance, expertise,â€¨and strategies that will help you get what you deserve.
We have spent years understanding the legal disputes our clients have with insurance companies. We will help navigate every angle of your property damage insurance policy.
COMMON TYPES OF PROPERTY DAMAGE
Everything from clothing to appliances to irreplaceable memories all can be lost to fire damage. Having a valid insurance claim denied after the fact only deepens the wound left behind.
Living in an area prone to severe weather and/or have a low slope or flat roof with asphalt shingles, you are considered high-risk for hail damage. Luckily, the majority of homeowners policies cover hail damage, mitigating the expensive nature of such repairs.
While hail can occur practically anywhere if natural conditions permit, insurers often may try to argue the damage suffered from a hail storm does not fit the conditions necessary for a claim.
Tornados can leave complete devastation in their wake. A tornado is classified as a wind event in your homeowners insurance policy. Most homeowners insurance policies cover damage to your property and personal items from a tornado. We recommend you read through your policy to determine if there is a separate wind deductible that could include tornado damage. This separate deductible requires policyholders to pay a sum out of pocket before their insurance pays for the claim.
High-velocity winds can cause severe damage to your property. Common windstorm claims involve roofs blowing off, trees falling on your property, fences blown down, and leaky windows. This type of damage can also bring hidden damages that aren’t realized upon the initial assessment of your property. Damage caused by wind is covered in most homeowners insurance policies, however there can be ambiguous exclusions or limitations which may cause your claim to be denied.
OTHER TYPES OF PROPERTY DAMAGE
Theft & Vandalism
Call or Text Alabama Shunnarah!